The so-called sharing economy of Airbnb has nothing to do with actual sharing, as in a traditional house swap in which money is not exchanged. Travelers pay hosts for accommodation, and Airbnb matches supply with demand, collecting fees from both guests and hosts that range from 3 to 12 percent on every booking. Though Airbnb includes insurance for hosts with every stay, the policy has numerous exclusions, and Airbnb requires a host to file a
Making a living with Airbnb
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